If you're carrying $25,000 or more in unsecured debt, there's a path that isn't a loan or bankruptcy.
Debt settlement works by resolving what you owe through one monthly program deposit — not by borrowing, and not by filing.
See if you may be eligibleTakes about 2 minutes · For U.S. residents
If you're paying every month and the balance barely moves, that's not a discipline problem — it's how the math is built. Instead of borrowing more or filing, a debt settlement program works to resolve your unsecured debt — credit cards, personal loans, medical bills — through one affordable monthly program deposit. It's not a loan, and it's not bankruptcy.
It's called a debt settlement program
A debt specialist could help resolve what you owe with one affordable monthly program deposit. There are no upfront settlement fees before the program starts. You answer a few simple questions to see if you may be eligible — and it takes about 2 minutes to check.
To see if you may be eligible, you should:
- Have $25,000 or more in unsecured debt (credit cards, medical bills, personal loans)
- Be a US resident in an eligible state
- Be looking for an alternative to a loan or bankruptcy
Takes about 2 minutes · For U.S. residents